Business Funding Options - Today Capital Group
Today Capital Group

Funding that moves as fast
as your business

We work with a network of national and local lenders so you can compare options, move quickly, and keep cash flow on your terms.

1,000+ Satisfied Clients
24-48hrs Funding Speed
$500M+ Funded to Date

Get Pre-Qualified

Complete this quick form to see your funding options. Takes just 2-3 minutes.

Traditional lending moves slow. Your revenue doesn't.

Our funding terms offer a faster, more flexible path—but finding the right one isn't always easy. That's where we come in.

We don't just offer one type of funding. We connect you with multiple lenders and funding options, so you can compare rates, terms, and approval times side-by-side. Whether you need working capital tomorrow or want the lowest rate over 10 years, we'll show you what's available and help you choose what works best for your business.

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Multiple Offers, One Application

Compare different options side-by-side and choose what works best for your business.

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Smarter Term Matching

We provide you with terms that fit your industry, revenue model, and risk profile.

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Fully Funded Within 24-48 Hours

Once you choose an offer, funding happens fast—usually within one to two business days.

Choose Your Funding Path

Each option is designed for different business needs, timelines, and growth stages.

SBA Loans

Lower Rates, Longer Terms

Best overall cost of capital

SBA loans offer some of the lowest interest rates available for small business financing. With terms up to 25 years, you'll have lower monthly payments and more flexibility to manage your cash flow while you grow.

  • Interest rates as low as 10%
  • Terms up to 25 years
  • Borrow up to $5 million
  • Fixed or variable rates available
Learn More & Apply →
Line of Credit

Flexible Working Capital

Draw what you need, when you need it

A business line of credit gives you ongoing access to funds. Draw what you need for inventory, payroll, or unexpected expenses, then pay it back. As you pay down your balance, that credit becomes available again.

  • Only pay interest on what you use
  • Revolving credit structure
  • Lines from $10K to $500K+
  • Quick access when you need it
Learn More & Apply →
Merchant Cash Advance

Fast Approval

Funding in as little as 24 hours

When speed matters most, a merchant cash advance delivers. Based on your future sales, MCAs require minimal documentation and have the fastest approval process. Repayment is tied to your daily sales, so you pay more when business is good and less during slower periods.

  • Approval within 24-48 hours
  • Minimal documentation required
  • No fixed monthly payments
  • Based on your sales volume
Learn More & Apply →
Equipment & Term Loans

Predictable Payments

Fixed payments over a set term

Equipment financing and term loans offer predictable fixed payments over a set period. The equipment itself often serves as collateral, which can result in better rates. Perfect for major purchases like machinery, vehicles, or technology upgrades.

  • Fixed monthly payments
  • Terms from 1-7 years
  • Equipment serves as collateral
  • Preserve working capital
Learn More & Apply →

Compare Your Options

Not sure which option is right for you? Here's a quick comparison.

Feature SBA Loans Line of Credit MCA Equipment/Term
Best For Large investments, real estate Managing cash flow Urgent needs, fast cash Equipment, vehicles
Approval Time 4-6 weeks 3-7 days 24-48 hours 3-10 days
Amount Range $50K - $5M $10K - $500K+ $10K - $500K $10K - $2M
Term Length Up to 25 years Revolving 3-18 months 1-7 years
Documentation Extensive Moderate Minimal Moderate
Interest Rate 10% 8-25% Factor rate 1.1-1.5 8-20%

How It Works

Getting funded is simple and straightforward with Today Capital Group.

1

Choose Your Option

Select the funding type that best fits your business needs and timeline.

2

Submit Application

Complete a simple online form with your business details. Takes 2-3 minutes.

3

Review Offers

We present you with multiple offers from our lending network to compare.

4

Get Funded

Choose your preferred offer and receive funding within 24-48 hours.

Ready to Find Funding That Fits Your Cash Flow?

Compare your options and get pre-qualified in just 2-3 minutes. No impact to your credit score.

Get Pre-Qualified Now

TODAY CAPITAL GROUP

Business Funding Made Simple

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